Who are we
UnionPay International (UPI) is the driving force behind the world’s largest cardholder base, connecting Mauritius to the global economy. We provide high-quality, cost effective and secure cross-border payment services tailored to the needs of modern consumers and businesses.
Accepted in 183 countries and regions.
ATM and POS acceptance across 50 African nations.
Including Mauritius, now issue our cards, with the Mauritian cardholder base expanding rapidly.
Our brand promise is simple :
We’ve partnered with Mauritius’ premier banks to issue a tailored suite of cards. Find the one that matches your ambition:
Designed for the global citizen, ABC Banking offers elite tiers packed with luxury travel and lifestyle benefits.
Diamond Card (The 1st in Africa):
Unlock the ultimate VIP experience. Enjoy access to over 800 airport lounges worldwide, international medical assistance, 24/7 concierge
services and exclusive discounts through the
UCollection program.
Versatile, secure and rewarding options for daily use and smart travel.
Classic Cards:
Your reliable companion for secure online payments via the expansive UnionPay global network.
Versatile, secure and rewarding options for daily use and smart travel.
Platinum Cards:
Bespoke financial tools offering high-net-worth clients seamless global spending power, elite security and premium banking convenience.
Stop worrying about payment barriers. A UnionPay card is the only tool you need to bridge the gap between local living and global commerce.
Swipe or tap with total confidence as UnionPay is accepted everywhere in Mauritius.
The absolute easiest way to shop online on major e-Commerce platforms across the world.
Shop and travel with peace of mind using 3D Secure technology and One-Time Password (OTP) identity verification.
Fully enabled for swift, contactless Touch and Pay transactions
One simple, unified payment method for stress-free transactions when traveling through the China-Africa corridor.
Nihao China is your all-in-one travel companion for visiting China. This single app gives international visitors everything they need to navigate the country effortlessly.
From secure mobile payments and travel bookings to destination guides and local lifestyle offers, Nihao China simplifies your journey so you can focus on exploring.
UnionPay is a global payment network providing high-quality, cost-effective, and secure cross-border payment services to the world’s largest cardholder base. As a leading global brand, it is accepted in over 180 countries and regions around the world.
UnionPay offers a variety of products, mainly including Debit, Prepaid physical and virtual cards. In Mauritius, our Physical Debit cards are popular for their security and ease of use for both local and international transactions.
While all three are global payment networks, UnionPay offers unique advantages in cross-border transactions, particularly in the Asia-Africa corridors. UnionPay often provides cardholders with exclusive merchant discounts and specialized value- added services that differ from other networks.
UnionPay cards are issued through our partner banks and financial institutions in Mauritius, such as ABC Banking, State Bank of Mauritius (SBM) and Banque Patronus.
Yes. You can pay with your UnionPay card at the all local merchants and retail stores across Mauritius. You can also withdraw cash at most ATMs nationwide, including key business hubs like Ebene. Look for the UnionPay logo at the terminal or ATM.
Fees are typically determined by your issuing bank. However, UnionPay is known for competitive currency conversion rates and transparent fee structures for international travelers and local users alike.
Absolutely. UnionPay is the absolute easiest way to shop online on major e-Commerce platforms across the world, such as Netflix, Shein, AliExpress, Temu. Simply select “UnionPay” at checkout and follow the secure payment prompts.
UnionPay is highly optimized for the global travelers. With extensive acceptance in major tourist destinations and business hubs, it provides a seamless experience for those who shop, dine, and travel internationally, often with lower transaction hurdles compared to other brands.
Whether shopping in-store or online, look for the UnionPay logo. For online transactions, you may be asked to enter your card number and complete a secure verification (OTP) sent to your registered mobile device.
We use advanced encryption and 3D Secure technology to ensure that every transaction is protected. Your peace of mind is our priority when you shop on global e-commerce sites.
The HelloChina app is a one-stop digital service platform launched by UnionPay specifically for international visitors to China. It integrates essential travel services—such as payment, transportation, and cultural tourism—into a single user-friendly interface.
The app acts as a digital gateway for your UnionPay cards. It allows you to link UnionPay cards issued outside of Mainland China (including those from Mauritius) to pay for services both online and offline throughout the country.
While other schemes often rely on third-party digital wallets that can be complex for foreigners to register, the HelloChina app is a UnionPay-native solution. It provides seamless, “plug-and-play” access to China’s QR-dominant economy, giving your UnionPay portfolio a distinct competitive advantage for the high-value “Business Traveler” segment.
Yes. A key feature of the app is its support for “top-ups” and direct linking of UnionPay cards issued in over 83 countries and regions. In addition to UnionPay, the app also supports certain international card schemes to ensure seamless entry for all travelers.
The app enables “Mobile QuickPass” and QR code functionality for public transit. You can use it to access subway systems and bus services in major Chinese cities without needing to purchase physical tokens or local transit cards.
UnionPay is highly optimized for the global travelers. With extensive acceptance in major tourist destinations and business hubs, it provides a seamless experience for those who shop, dine, and travel internationally, often with lower transaction hurdles compared to other brands.
Yes, it is highly recommended to download the app from the Google Play Store or Apple App Store and link your Mauritian UnionPay card (such as those issued by ABC Banking, SBM or Banque Paronus) before your trip to ensure immediate connectivity upon arrival.
Mauritian users can take advantage of UnionPay’s competitive foreign exchange rates. Additionally, by using the HelloChina app, you gain access to exclusive merchant discounts and “lifestyle” modules in China such as discounts for dining, transport as well as site seeing—that were previously difficult for international tourists to access.
The Canton Fair is massive and can be overwhelming. By using the Nihao China app at the Canton Fair, you will enjoy:
Yes. Many smaller vendors at the fair or in local wholesale markets (like those in Yiwu or Guangzhou) prefer QR code payments. By linking your Mauritian UnionPay card to the app, you can scan and pay instantly, avoiding the need to carry large amounts of cash.
The app allows you to track your spending in real-time. For a business owner, this is crucial for:
The HelloChina app includes a Real-Time Translation tool. You can use the voice-to-text feature to negotiate prices and specifications with suppliers at the Canton Fair. The app also features an OCR (Optical Character Recognition) Scanner to translate business cards, contracts, and product catalogs instantly.
While the app doesn’t perform full factory audits, using the UnionPay ecosystem adds a layer of security. Paying via the app creates a digital paper trail of your transactions, which is much safer and easier to track than untraceable cash payments for deposit receipts.
The app integrates with local transportation networks. You can:
The app utilizes UnionPay’s global security standards, including advanced encryption and real-time fraud monitoring. All transactions are protected by the same rigorous protocols as physical UnionPay card transactions.
The HelloChina app uses bank-grade encryption and multi-factor authentication (MFA). Since the app is built on the UnionPay network, your card details are tokenized, meaning the actual card number is never shared with the merchant or the supplier.
The HelloChina app is designed to eliminate the “payment friction” often experienced by international cardholders in Mainland China. By offering a localized digital interface, it encourages higher transaction frequency and larger basket sizes among your cardholders when they travel, directly increasing your interchange revenue.
No. The app leverages the existing UnionPay 3D Secure (3DS) and tokenization infrastructure. As long as your cards are enabled for international online transactions, your cardholders can link their cards to the HelloChina app without any further development on your side.
The HelloChina app adheres to stringent global and Chinese regulatory standards. User identity verification is handled within the app’s secure environment, ensuring that all cross-border flows facilitated through the app remain compliant with international AML (Anti-Money Laundering) protocols.
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